When a good business has financials that don't tell the story.
Your client may have a strong business and inaccurate books, late reporting, incomplete schedules or a projection nobody supports. We get them loan-ready, and we keep you in the relationship.
Getting the deal done
— Loan packages for SBA 7(a) and 504, conventional term and lines, equipment and commercial real estate.
— Projections with written assumptions and debt schedules.
— Cleanup so internal statements tie to the returns.
— A narrative you can lift into the credit memo.
Keeping the relationship healthy
— Monthly or quarterly lender packages.
— Covenant tracking and compliance certificates; borrowing base certificates.
— Annual review packages, on time.
— An early call to you when the forecast shows trouble ahead, with the client's consent.
A client may need us when
If you read this and think of three borrowers, that's the point.
— Financial statements don't reconcile.
— Reports arrive late, or change after they arrive.
— The balance sheet looks wrong and the owner can't explain certain accounts.
— The bank keeps requesting revised information.
— The company is preparing for financing and the projection is unsupported.
— Debt schedules and personal financial statements aren't current.
— QuickBooks needs cleanup before underwriting can start.
— There is no internal controller, or there is accounting staff but no higher-level review.
— The borrower is doing well operationally and the reporting is weak.
How a referral works
01
Introduce us. The form below or a quick call. It goes straight to Chris.
02
Chris talks with your client within one business day. He tells them plainly what it will take.
03
Fixed fee, written scope, a finish date you can plan around. A loan package typically takes ten business days once we have the records.
04
You get a complete package. Your client gets clean books and, often, someone to keep them that way.
What you can count on
We're bank-neutral. We don't move deposits, we don't steer lending, and we don't have a bank to sell.
We refer business to lenders. Our clients ask us who to talk to, and we'd like the answer to be you.
We speak your language. DSCR, fixed-charge coverage, covenants, borrowing base, global cash flow.
We won't surprise you. If a client's numbers won't support the request, we'll tell them, and we'll tell them to tell you.
Why loan packaging is affordable.
It's a fixed fee, deliberately low, because it's how many of our long-term client relationships begin. Your client gets a package they can afford. If they want us to keep going afterward, they'll ask. Either way, your file is complete.
Who your client will work with
Chris Greco, Founder and President
More than twenty years working alongside lenders on behalf of owner-led businesses in transportation, construction, dealerships, real estate and services. One of the firm's longest-standing relationships is a lending company. Three full-time accountants in Naperville build the packages.
Meet the team →For CPAs and attorneys
The same promise applies. We don't replace you, we don't work around you, and we make your job easier: a reconciled balance sheet and a documented year-end for the CPA, clean entity books and organized records for the attorney. For CPAs
Forward to a client · no gate
Loan-ready financials checklist
The twelve items, what clean means for each, the three mismatches that kill deals.
Forward to a client · no gate
What to expect when your banker sends you to CFO Anywhere
The call, the written scope, the ten business days, and what you have when it's done.
Introduce a client
Chris reaches out to you first, then your client, within one business day.
Prefer to talk?
630-643-5600Or invite Chris to your team's next meeting. He does short sessions for commercial and SBA teams on what makes a borrower easy to underwrite.
Prefer email? Copy this introduction.
Chris, I'd like to introduce you to [client name] at [company]. Their financials need some work before we can move on [the request], and I thought you'd be the right person to help. [Client], Chris Greco runs CFO Anywhere in Naperville; his team prepares loan packages and cleans up books for borrowers we work with. Chris: 630-643-5600.