Services
One team, from the books to the boardroom.
Hire us for the accounting and you get a CFO who knows your books. Hire us for the CFO work and you get the accounting team that makes it trustworthy. Most clients start with one and grow into the other.
From bill pay to big decisions.
Run
We run the financial back office.
— Bookkeeping and reconciliations
— Payables and bill pay
— Receivables and collections
— Payroll and HR administration
— Sales tax, annual reports and registrations
Report
We make the numbers dependable and useful.
— Month-end close within 15 days
— Financial statements with commentary
— A one-page KPI scorecard
— Lender and covenant reporting
— A tax-ready package for your CPA
Improve
We make the financial operation work better.
— Cleanup and catch-up bookkeeping
— Chart of accounts and QuickBooks
— Process, controls and staff training
— Expense, insurance and vendor review
— Reporting that runs without you
Advise
We help the owner decide what happens next.
— 13-week cash forecast, updated weekly
— Budget and annual forecast
— Hiring, equipment, debt and location decisions
— Bank and financing relationships
— Goals turned into plans, with accountability
Bookkeeping tells you what happened. Controllership makes sure it happened correctly. CFO leadership decides what happens next.
What happened
Accounting
— Bookkeeping
— Monthly close
— Reconciliations
— Payables and receivables
— Payroll
— Sales tax
That it happened correctly
Controller
— Financial statements with commentary
— Budget versus actual
— Balance sheet review
— Controls
— A tax-ready package for your CPA
What should happen next
CFO
— 13-week cash forecast
— KPI scorecard
— Profitability by customer, job or location
— Bank and lender relationships
— Decisions on people, equipment, debt and growth
A working finance function needs all three, sized to the company. We provide all three with one team, which is why the forecast is built on numbers we closed ourselves.
The five services
Fractional CFO
A CFO in your corner, without the CFO salary.
A monthly review, a forecast and a scorecard from a CFO who knows your books. For the year you're deciding on people, equipment, debt or a sale.
Usually right for owner-led companies between $2M and $50M with a real decision in the next twelve months.
Accounting and controller
Books that close on time and hold up to scrutiny.
Books closed by the 15th, every balance sheet account reconciled, a package your CPA can file from. For when the books get done but nobody reviews them.
Usually the first engagement for companies between $2M and $10M, and the foundation for everything else.
Cash flow and forecasting
Know where your cash will be thirteen weeks from now.
Thirteen weeks of cash, updated every Monday, with a note on what changed. For when the P&L says profit and the bank balance disagrees.
For any company that has been surprised by its own bank balance in the last year.
Lender reporting and loan packages
Financials your banker can actually use.
A package your banker can underwrite without follow-up, and covenants tracked on a calendar. For a renewal, an SBA request, or a bank that's started asking questions.
For borrowers with a renewal, a request or a covenant in the next six months, and for the bankers who send them.
Cleanup and projects
Start from a clean set of books.
Fixed fee, fixed scope, a finish date, and a written summary of what was wrong. For books that are behind, a balance sheet that isn't right, or one thing that needs doing once.
For anyone who needs the books right once before deciding anything else. Often how a relationship starts.
QuickBooks Online
Often where we work. Not where our work ends.
Cleanup, bookkeeping, month-end close and reporting in QuickBooks Online, and the same work in whatever system you already run.
For anyone whose file has been "fixed" three times.
Three shapes an engagement takes
Accounting and controller
Bookkeeping, close, financials, tax-ready package. For owners who need the books right and the CPA happy.
Full finance department
Everything above plus fractional CFO, the forecast, lender reporting, the monthly review. For owners with decisions in front of them.
Projects
Cleanup, loan packages, budgets, system changes, transaction support. Fixed fee, fixed scope. Often how a relationship starts.
Start where you are. Add what you need. A client who begins with a cleanup project or the monthly books doesn't rehire the finance function every time the business changes.
Tell us what's going on. We'll tell you what we see
One conversation with Chris, no deck. He'll tell you what he sees and what it would take to fix it, including if the answer is that you don't need a CFO yet.
Chris Greco, Founder and President.
Your first call is with him, not a sales team.